Skip to ContentSkip to Footer

Individual Dental Insurance

Friendly dentist working on patient's teeth.

Regular oral care can help prevent diseases and affect overall quality of life. People with dental insurance are much more likely to visit their dentist on a routine basis and receive consistent care. Our agent at S&S Insurance Agency in Nashville, Tennessee, can help you choose an individual dental plan so you can get the ongoing care you need.

Choosing an Individual Dental Plan

Oral health and individual dental plan needs vary according to age. For example, people in the 20 to 39 age group have fewer dental problems, while people ages 40 to 59 are more likely to need restorative procedures, such as root canals and crowns. In evaluating a dental plan, it is wise to consider:

  • How many dentists are in the network? Dentists who participate in networks accept lower fees.
  • Does the plan encourage preventative care? Preventative care reduces long-term dental costs and impacts overall healthcare costs.
  • How quickly are calls answered, claims paid, and problems resolved? You want to have confidence in the quality of service your plan provides.
  • Does the plan offer enhanced benefits for people with medical conditions? Many carriers offer enhanced benefits for little or no additional cost to people with health conditions such as diabetes, cardiac disease, and pregnancy.

Cost of Individual Dental Insurance

Individual dental insurance premiums vary widely depending on the type of plan you choose – HMO (with a more restrictive network), PPO (you can use a non-network dentist but pay more out of pocket), or indemnity (you choose your dentist, pay upfront, submit a claim, and wait for reimbursement). A S&S Insurance Agency agent can help you find a plan that fits your budget and provides the best benefits for you and your family.

Get A Quote

This field is for validation purposes and should be left unchanged.

Customer Reviews
5/5

Our family has used Sturdivant Insurance for several years now and we love it....

Laura Schlegel
Laura S
5/5

I feel like I get an honest hands-on experience with the team at Sturdivant...

Maria O.
Maria O
5/5

I love Sturdivant Insurance! Peter and his team are knowledgeable and helpful....

CR
Carolyn R
5/5

Sturdivant Insurance is a great company and I liked that they explained ...

Kim Johnson
Kim J
5/5

The team at Sturdivant Insurance was a huge help for me when I moved to...

Matt Von Lunen
Matt V Lunen